A Yolo Brothers charge on your bank, credit card, or PayPal statement is almost certainly a subscription billing from Yolo Brothers Inc., a Delaware company that operates the Nebula astrology app, the CopyMind AI chatbot, and an app called “Your AI Twin.”1Better Business Bureau. Yolo Brothers CopyMind BBB Complaint Profile The Federal Trade Commission sued the company in June 2026 over the way those subscriptions are sold. To stop the charges, you need to cancel the subscription, revoke any PayPal billing authorization, and dispute the charge with PayPal or your card issuer.
What the Charge Is For
The charge may appear as “Yolo Brothers,” “YOLO Bros,” or a related merchant name such as “ASKNEBULA.COM.”2Better Business Bureau. BBB Scam Tracker Report 1172906 Most people who see it signed up for something that looked like a one-time purchase: an astrology reading, a personality quiz, or a trial of an AI tool, often advertised on social media. The initial transaction is usually small, frequently $1.00.3Better Business Bureau. BBB Scam Tracker Report 1079685
Larger charges follow. One BBB report documented three charges on the same day: $1.00, $29.99, and $49.99.2Better Business Bureau. BBB Scam Tracker Report 1172906 Complaints about CopyMind describe steeper jumps, including a $9.99 trial followed by $266.99, and a $9.99 trial followed immediately by $49.99 with the higher price allegedly hidden behind a small text link.1Better Business Bureau. Yolo Brothers CopyMind BBB Complaint Profile
Because many sign-ups happen through the company’s own websites rather than through Google Play or the App Store, the subscription usually will not appear in your Google Play or Apple purchase history, which is why people often cannot find it to cancel it.4Google. Google Play Community Thread on Nebula Charges Payment typically runs through PayPal, which then bills your linked card or bank account. Apple community posts note that when you use Apple Pay on an external site like appnebula.co, the payment is processed directly between your bank and the developer, bypassing Apple’s billing system.5Apple. Apple Community Discussion on Nebula Charges
How to Cancel the Subscription
The company’s terms of service say subscriptions can be canceled through your customer account portal on the product’s website or by emailing shop.support@asknebula.com.6Nebula. Terms of Service One consumer who contacted support was told the subscription could only be canceled through the asknebula.com website, not inside the app.1Better Business Bureau. Yolo Brothers CopyMind BBB Complaint Profile
If PayPal was the payment method, cancel the billing authorization on PayPal’s side as well. In PayPal, go to Settings, then Payments, then Subscriptions and saved businesses (sometimes labeled “Automatic Payments”), find the merchant, and revoke permission.7PayPal. How Do I Report Unauthorized Activity Save any confirmation emails and note the dates. Several consumers reported that the only reliable way to stop further charges was to freeze the bank account or request a new debit card.4Google. Google Play Community Thread on Nebula Charges
How to Dispute the Charge
Through PayPal
PayPal gives you 180 days from the transaction date to report an unauthorized charge.8PayPal. Unauthorized Transactions Open the Resolution Center, select the transaction, and report it as unauthorized activity. PayPal says it will investigate and email an update within 10 days.7PayPal. How Do I Report Unauthorized Activity Some consumers have reported PayPal initially denying their disputes by classifying the charges as subscription payments. If that happens, escalate the dispute to a claim for manual review, and if the claim is denied, request an appeal through the “Closed cases” section of the Resolution Center.
Through Your Credit Card Issuer
If the charge ultimately hit a credit card, the Fair Credit Billing Act applies. Send written notice to your card issuer’s billing inquiry address within 60 days of the statement showing the charge. The issuer must acknowledge the complaint within 30 days and resolve it within 90 days or two billing cycles, whichever is shorter. You can withhold payment on the disputed amount while the investigation runs, and the issuer cannot report you as delinquent for that charge. Federal law caps your liability for unauthorized credit card charges at $50.9Federal Trade Commission. Using Credit Cards and Disputing Charges
Through Your Bank (Debit Card)
Debit card protections under the Electronic Fund Transfer Act are narrower than credit card protections, but the first step is the same: notify your bank within 60 days of the statement reflecting the unauthorized charge. The institution must promptly investigate and correct confirmed errors within one business day of completing its review.10Consumer Financial Protection Bureau. Electronic Fund Transfers FAQs
Where to Report the Company
The FTC asks consumers charged for subscriptions they did not agree to, or who ran into cancellation barriers, to file reports at ReportFraud.ftc.gov.11Federal Trade Commission. How to Stop Subscriptions You Never Ordered You can also file a complaint with your state attorney general’s consumer protection division, which you can locate through the National Association of Attorneys General.12National Association of Attorneys General. Consumer File a Complaint Yolo Brothers Inc. is not accredited by the Better Business Bureau, and its BBB profile shows 24 complaints filed in the prior three years, all marked unanswered by the business.1Better Business Bureau. Yolo Brothers CopyMind BBB Complaint Profile
The FTC Lawsuit Against Yolo Brothers
On June 2, 2026, the FTC filed a complaint in the U.S. District Court for the Northern District of California against Yolo Brothers Inc. and a group of related entities. The case, Federal Trade Commission v. GM Universe Apps LTD., et al., alleges that the defendants ran deceptive internet-based subscription schemes centered on the Nebula app and related products. The court granted the FTC an ex parte temporary restraining order with an asset freeze. The case remains pending.13Federal Trade Commission. Growthmind/Wisey Case Page
According to the complaint, Yolo Brothers Inc. is a Delaware corporation with a registered address in Dover, Delaware, and a principal place of business in Las Vegas, Nevada. Its sole shareholder, director, CEO, and president is Rostyslav Ivanitsa, a resident of Sausalito, California.14Federal Trade Commission. FTC Complaint, Case No. 26-cv-5232 The billing pattern described in consumer complaints is what regulators call a “negative option” offer. Under the Restore Online Shoppers’ Confidence Act, companies selling subscriptions online must clearly disclose all material terms before collecting billing information, obtain the consumer’s express informed consent, and provide a simple way to cancel.15Federal Trade Commission. Negative Option Policy Statement An active FTC case does not refund your money on its own, so pursuing cancellation and a chargeback through your own payment provider is still the fastest route to stopping the loss.