The routing number on a Chase bank statement sits near the top of the first page, inside the account summary block that also shows your account number and the statement period. It’s the nine-digit figure. Anything longer in that same area is your account number.
Where to Look on the Page
Open the first page of the statement and scan the top section. Chase groups the routing number, the account number, and the statement dates together. Some layouts label the block “Account Information” or a close variant. The routing number is always exactly nine digits, which is the quickest way to tell it apart from the account number sharing the same space.
A quick sanity check: compare the nine digits on your statement against the number shown in the Chase app under your account details. If they match, you’re reading the right figure.
How to Pull Up a Statement You Don’t Have Open
On chase.com, click the main menu icon in the top left corner of your dashboard, choose “Statements & documents,” select the year and account, then click the open or save icon next to the statement you want. The file downloads as a PDF.
In the Chase mobile app, tap the “Profile & Settings” icon in the top right corner, select “Statements & documents” under Document Manager, tap “Statements,” then pick your account and the month you need.1Chase. Paperless Statements
Faster Options If You Just Need the Number
The statement isn’t the only place your routing number lives, and it’s rarely the fastest.
- In the Chase mobile app, sign in, tap your account tile, then tap “Show details.” The routing and account numbers appear on screen.
- On chase.com, sign in, click your account name, then click “Account & routing number.”
- On any Chase check, the routing number is the first nine digits printed along the bottom left, followed by your account number and the check number.
The app and website pull the number directly from your account record, which makes them the most reliable source if you’re filling out a direct deposit form or linking an external account.
Why Your Number May Not Match Someone Else’s
Chase assigns routing numbers based on the state where you originally opened the account. Two Chase customers can have different routing numbers, and if you moved to another state after opening the account, your routing number stays tied to the original state rather than your new address. This catches people off guard when they compare notes with a friend or coworker.
If you want to confirm the number on your statement matches Chase’s records for your state, you can cross-reference it against the state-by-state list Chase publishes.2Chase. Routing and Account Number Information
When the Number on Your Statement Isn’t the Right One
The routing number printed on your statement works for direct deposits, automatic bill payments, and ACH transfers between bank accounts. That covers most of what people set up.
Wire transfers are different. Chase uses a single domestic wire routing number for every account nationwide: 021000021. Give that number, not the one on your statement, to anyone wiring money to your Chase account from another U.S. bank.3Chase. Wire Transfer FAQs
International wire transfers don’t use a routing number at all. They require Chase’s SWIFT code (also called a BIC): CHASUS33. Anyone sending money to your Chase account from overseas needs CHASUS33 and your account number. Confusing the domestic wire routing number with your ACH routing number, or trying to use either for an international transfer, is one of the most common reasons incoming payments get delayed.3Chase. Wire Transfer FAQs
What Happens If You Send the Wrong Number
An incorrect routing number usually doesn’t send your money to a stranger. In most cases the receiving bank rejects the transaction because the routing and account number combination doesn’t match a valid account, and the payment bounces back. The return can take several business days, so a paycheck arrives late or a bill misses its due date.
The riskier scenario is when the wrong routing number happens to match a valid account at another bank. Funds can land in someone else’s account, and recovering them means your bank has to file a reversal request. There’s no guarantee the other institution cooperates quickly, especially if the recipient has already withdrawn the money.
For direct deposit, a wrong routing number given to your employer means your paycheck is delayed at least one pay cycle while the failed transaction processes and you correct the information. The simplest way to avoid the whole problem is to pull the number straight from the Chase app, website, or statement rather than typing it from memory.