What Is the TII-USA Charge on Your Statement?

A charge labeled “TII-USA” on your credit card statement comes from Technology International, Inc., a Lake Mary, Florida distributor of commercial and industrial equipment.1TII-USA. About TII The company sells to businesses, government agencies, and other organizations rather than to individual consumers, so a personal cardholder who does not recognize the charge should verify it with the company and, if it does not belong to them, dispute it with their card issuer within 60 days.

Who Technology International, Inc. Is

Technology International has operated since 1992 and describes itself as a “bridge between end users and manufacturers of commercial and industrial equipment.”1TII-USA. About TII Its catalog runs to railway systems, HVAC, generators, industrial pumps, CNC plasma cutters, welding and material handling equipment, water treatment systems, agricultural machinery, laboratory and solar equipment, and custom shipping containers.2TII-USA. Product and Equipments It is also a federal contractor, with roughly $1.4 million in awards recorded on USASpending.gov, the largest share from the Department of the Army.3USASpending.gov. Technology International Inc

A search of the Consumer Financial Protection Bureau’s complaint database for “Technology International Inc” returned zero complaints in the three-year period from March 2023 through March 2026, which suggests the company is not associated with a pattern of unauthorized billing.4Consumer Financial Protection Bureau. Consumer Complaint Database

Why the Charge Might Be on Your Statement

Because TII sells to organizations, a “TII-USA” line on a personal card statement is uncommon. A few explanations are worth ruling out before you assume fraud.

  • Someone authorized on your account made a work-related equipment purchase. Ask family members or other cardholders on the account.
  • The card is tied to a business or corporate account, and the charge reflects a legitimate procurement order.
  • The billing descriptor is confusing you. Card statements show a short text string to identify each transaction, and these strings are often truncated, abbreviated, or displayed under a parent company’s name rather than the brand a buyer would recognize. The transaction may have been processed through TII on behalf of another vendor.5Discover. What Is This Charge on My Credit Card

How to Verify the Charge With TII

If none of the explanations above fits, contact the company directly and ask whether a transaction is tied to your card. TII lists the following contact details:6TII-USA. Contact Us

  • Phone: 407-359-2373
  • Email: tii@tii-usa.com
  • Address: 1331 South International Parkway, Suite 2251, Lake Mary, FL 32746
  • Hours: Monday through Friday, 9 a.m. to 5 p.m. Eastern

How to Dispute the Charge If It Is Not Yours

If TII cannot explain the charge, or you believe it is unauthorized, dispute it with your card issuer. The Fair Credit Billing Act gives you a written dispute window of 60 days from the statement date on which the charge first appeared.7Consumer Financial Protection Bureau. How Do I Dispute a Charge on My Credit Card Bill Most issuers will also let you open a dispute by phone or through their app, but a written letter preserves the federal protections.

The FTC recommends sending the dispute by certified mail with return receipt to the billing-inquiries address your issuer designates, which is often different from the payment address. Include your name, account number, the dollar amount and date of the charge, and why you think it is an error.8FTC. Disputing Credit Card Charges

Key protections once you file:

If the charge looks like part of a wider fraud or identity theft problem, you can report it to the FTC at ReportFraud.ftc.gov or 877-382-4357, and use IdentityTheft.gov for a recovery plan.10FTC. ReportFraud FAQ