A charge from RMD Holdings LLC on your bank statement is almost always an airport-related purchase: parking, a terminal shuttle, something bought at an airport retail store, or an overnight stay at an airport-adjacent hotel.1RMD Holdings LLC. RMD Holdings LLC Home The charge looks unfamiliar because the company bills under its corporate name rather than the storefront or garage you actually used. Matching the date and amount against your recent travel usually clears it up in a few minutes.
Why the Name Looks Unfamiliar
RMD Holdings LLC describes itself as a commercial developer in the hospitality and travel markets, running airport retail stores, parking garages, terminal shuttles, and lodging for overnight stays.1RMD Holdings LLC. RMD Holdings LLC Home Transactions post as “RMD Holdings LLC,” sometimes with a transaction code or location identifier tacked on, instead of something like “Airport Parking” or “Terminal Gift Shop.” That gap between the label you see and the service you used is the whole reason people search this charge.
One caveat before you go further: “RMD Holdings LLC” is generic enough that unrelated companies in different states may share the name. If the amount doesn’t ring a bell and no recent travel lines up, the entity billing you could be a different LLC entirely.
What the Charge Probably Was
Most RMD Holdings charges trace to one of four things:
- Parking garage fees, commonly in the $15–$80 range and tied to a travel date.
- Airport retail purchases such as snacks, magazines, travel accessories, or gifts.
- Shuttle service, usually a smaller charge for a ride between a parking lot and the terminal.
- Overnight lodging at an airport-adjacent hotel, especially before an early flight or during a long layover.
The dollar amount is your best clue. Pull up your calendar for the transaction date. If you flew that day or the day before, an airport-related charge is the likely explanation.
How to Verify It Against Your Own Records
Open the transaction in your banking app and note the date, exact amount, and any merchant ID, city, or partial address attached to the entry. Some banks display a location code that will confirm whether the charge originated near an airport you used.
Then search your email for receipts from parking apps, shuttle bookings, or hotel reservation confirmations matching the date and amount. If you paid at a counter, check your travel bag for a paper receipt. A boarding pass placing you at a particular airport on that date is often enough on its own.
If the transaction memo shows a phone number, call it. That line often routes straight to the location that processed the sale rather than the corporate office, which speeds things up.
Contacting RMD Holdings LLC
When your own records don’t explain the charge, reach the company directly:
- Phone: (443) 991-4971
- Email: chopkins@rmdholdings.com
Give them the transaction date, dollar amount, and any merchant code from your statement, and ask them to look it up.2RMD Holdings LLC. Contact Us They can confirm whether the charge came from one of their operations or was billed in error. If they don’t recognize it either, you’re likely dealing with a different entity using the same name or an unauthorized transaction, and it’s time to involve your bank.
Disputing an Unauthorized Charge
Which federal law protects you depends on whether the charge hit a credit card or a debit card. The deadlines and your potential out-of-pocket exposure are meaningfully different, so this distinction matters.
Credit Card Charges
For credit card transactions, the Fair Credit Billing Act gives you 60 days from the date your statement was sent to submit a written billing error notice to your card issuer.3Office of the Law Revision Counsel. 15 USC 1666 – Correction of Billing Errors The notice needs three things: enough information to identify you and your account, the amount you believe is wrong, and an explanation of why you think it’s an error.
Send the notice to the billing inquiry address on your statement, not the payment address. Certified mail with a return receipt is the safest option so you can prove when the issuer received it. Once it does, the issuer must acknowledge the notice in writing within 30 days and resolve the dispute within two complete billing cycles, and never more than 90 days.4Consumer Financial Protection Bureau. 12 CFR 1026.13 – Billing Error Resolution During the investigation, the issuer cannot try to collect the disputed amount or report it as delinquent.
Debit Card or ACH Charges
For debit card or direct bank account withdrawals, Regulation E under the Electronic Fund Transfer Act applies. Report the error to your bank orally or in writing within 60 days of the statement showing the unauthorized transfer.5Office of the Law Revision Counsel. 15 USC 1693f – Error Resolution
Your bank then has 10 business days to investigate. It can extend that to 45 days, but only if it provisionally credits your account within the first 10 business days and gives you full access to those funds while the investigation continues.6Consumer Financial Protection Bureau. 12 CFR 1005.11 – Procedures for Resolving Errors If the bank confirms the transfer was unauthorized, it must correct the error within one business day of that determination.
How Reporting Speed Affects Your Liability
For debit card and ACH transactions, how quickly you report an unauthorized charge directly controls how much money you can lose:
- Within 2 business days of learning about the unauthorized transfer: liability capped at $50.
- After 2 business days but within 60 days of your statement: liability capped at $500.
- After 60 days from your statement: you can be liable for the full amount of unauthorized transfers that occurred after the 60-day window closed.7Consumer Financial Protection Bureau. 12 CFR 1005.6 – Liability of Consumer for Unauthorized Transfers
Credit cards are more forgiving. Federal law caps unauthorized credit card charges at $50 regardless of when you report, and most issuers waive even that. If you have a choice between disputing on a credit card versus a debit card, the credit card side gives you stronger protection.
Stopping a Recurring Charge
If RMD Holdings is billing you on a recurring basis and you want it to stop, take both of these steps rather than only one.
Contact RMD Holdings at (443) 991-4971 and revoke your authorization for future charges. Ask for written confirmation, whether that’s an email reply or a cancellation reference number.
Then notify your bank separately. Under federal law, you can stop any preauthorized electronic fund transfer by telling your bank at least three business days before the next scheduled payment.8eCFR. 12 CFR 1005.10 – Preauthorized Transfers The bank must honor the stop-payment order even if the merchant hasn’t processed your cancellation yet, and if a debit is resubmitted, the bank must keep blocking it.9Consumer Financial Protection Bureau. Comment for 1005.10 – Preauthorized Transfers
If you give the stop-payment order orally, your bank can require written confirmation within 14 days. Skip that follow-up and the oral order expires, which means next month’s charge goes through.8eCFR. 12 CFR 1005.10 – Preauthorized Transfers Banks also charge a fee for stop-payment orders, typically $25 to $35 depending on the institution. Check your account agreement for the exact amount before you request one.