A menpumpit charge on your bank or credit card statement is a recurring billing descriptor tied to menpumpit.com, a site registered to Galaxy Workings, Inc. Many people who see it do not recognize authorizing it. You can stop the billing and recover the money by disputing the charge with your card issuer under federal billing-error rules, and by reporting the company to regulators.
What Menpumpit.com Is
Menpumpit.com is registered to Galaxy Workings, Inc., a U.S.-based entity that uses a paid WHOIS privacy service to hide its ownership details. The domain was registered on October 10, 2022, through the registrar Safenames Ltd., and the site is hosted via Cloudflare.1Scamadviser. Menpumpit.com Reviews It is officially tagged as a “file sharing service” and carries a Scamadviser trust score of 12 out of 100, flagged for hidden ownership, negative reviews, and minimal traffic. Two other domains, meuppcs.com and mpihlp.com, redirect to menpumpit.com.
Galaxy Workings, Inc. appears to run other sites with similar characteristics. A related domain, ygaslcs.com, received a trust score of 2 out of 100 and was flagged for “chargeback prevention” activity, a tactic in which a site intercepts or deflects billing disputes before they reach the consumer’s bank.2Scamadviser. Ygaslcs.com Reviews Reviewers note that operators using this pattern often pick obscure billing descriptors so the charge is hard to trace back to the underlying service, which may involve adult content, gambling, or other categories consumers would rather not see on a statement.
How To Stop the Charges and Get a Refund
The path depends slightly on whether the charge hit a credit card or a debit card, but the core steps are the same.
First, try to cancel through the company. Contact information for menpumpit.com is minimal and the registrant email is privacy-masked, but attempting to cancel through whatever mechanism the site provides creates a paper trail. Save screenshots, confirmation emails, and notes with the date and content of any communication.3Federal Trade Commission. How To Stop Subscriptions You Never Ordered
Second, dispute the charge with your card issuer or bank. Call the number on the back of your card or start the dispute through the issuer’s website or app, then follow up in writing to the billing-error address the issuer provides. Ask for a new card number so the merchant cannot rebill you on the same account.
Third, report the company. File with the Federal Trade Commission at ReportFraud.ftc.gov and with your state attorney general’s office. These complaints feed the enforcement databases regulators use to identify patterns of unauthorized billing.
Your Dispute Rights Depend on the Card
Federal law provides two different protection schemes depending on whether the charge was on a credit card or a debit card, and the deadlines differ significantly.
Credit Card Charges
Under the Fair Credit Billing Act, your liability for an unauthorized credit card charge is capped at $50, and most major issuers waive even that under zero-liability policies.4Investopedia. Fair Credit Billing Act To preserve your rights, send written notice of the billing error to your card issuer within 60 days of the statement that first showed the charge.5Consumer Financial Protection Bureau. Regulation Z, Section 1026.13 – Billing Error Resolution
Once the issuer receives your dispute, it must acknowledge receipt within 30 days and resolve the matter within two complete billing cycles, and in no event more than 90 days. During that window, the issuer cannot try to collect the disputed amount, charge interest on it, or report it as delinquent to credit bureaus. You still have to pay the undisputed portion of your bill.
Debit Card Charges
Debit card protections under Regulation E are much more time-sensitive. Report the unauthorized transfer within two business days of learning about it and your liability is capped at $50. Report between two and 60 days after the statement showing the charge and the cap rises to $500. Miss the 60-day window entirely and your liability for subsequent unauthorized transfers can become unlimited.6Consumer Financial Protection Bureau. Regulation E, Section 1005.6 – Liability of Consumer for Unauthorized Transfers Your bank must extend these deadlines if extenuating circumstances such as hospitalization or extended travel delayed you.7Consumer Compliance Outlook. Consumer Liability for Unauthorized Electronic Fund Transfers Consumer negligence, such as writing a PIN on the card, cannot be used to push your liability past these caps.
If the menpumpit charge hit a debit card, act the day you notice it. The clock matters far more for debit than for credit.
Why Reporting Still Helps
Unauthorized recurring charges are an active enforcement priority. The FTC pursues companies under the Restore Online Shoppers’ Confidence Act (ROSCA) and Section 5 of the FTC Act, which prohibits unfair or deceptive practices. ROSCA requires online sellers to clearly disclose all material terms, obtain express informed consent before charging, and provide simple cancellation. Violations can carry civil penalties of up to $53,088 per incident.8Federal Trade Commission. Restore Online Shoppers’ Confidence Act The FTC reported receiving an average of nearly 70 consumer complaints per day about negative-option subscription practices in 2024.9Federal Trade Commission. Federal Trade Commission Announces Final Click-to-Cancel Rule State attorneys general also bring multi-state cases against operators that enroll consumers without consent. Your complaint is one of the inputs regulators use to identify the next target.