A charge labeled “SBYB Inc.” on your bank or credit card statement comes from SellBackYourBook.com, an online service run by SBYB Inc. that buys used textbooks, books, CDs, DVDs, and games from consumers.1BBB. Sell Back Your Book BBB Business Profile In most cases it reflects a payout the company sent you for items you shipped in. Occasionally it reflects a small return-shipping fee for items the company declined to buy. If neither fits, treat it as unauthorized and dispute it.
Why the Charge Shows Up
The common reason is a payout. SellBackYourBook.com lets a seller enter a book’s ISBN, get an instant quote, ship the item with a prepaid label, and get paid by check, PayPal, or ACH transfer.2World of Books. Sell Your Books for Cash Any of those payment methods can post to your account as “SBYB Inc.” or a close variation.
The less obvious reason is a return-shipping fee. When items arrive and don’t meet condition guidelines, or turn out to be international editions not meant for the U.S. market, the company may decline to buy them. Sellers in that situation have been asked to pay a shipping fee (reported by some users at $3.99) to get the items back; anything unclaimed is recycled.3BookScouter. Places That Buy Books A payout reduced for rejected items can also appear under the SBYB Inc. name.
Check with anyone else on the account before concluding the charge is fraudulent. A roommate, spouse, or student in the household may have sold textbooks through the site and forgotten to mention it.
What To Do If You Don’t Recognize It
If no one in your household sold anything through SellBackYourBook.com, the charge may be unauthorized. On a credit card, the Fair Credit Billing Act gives you 60 days from the date your statement was sent to file a written dispute with your card issuer.4CFPB. How Do I Dispute a Charge on My Credit Card Bill Send the dispute to the issuer’s billing-inquiry address, not the payment address, and include your account number, a description of the charge, and copies of any supporting documents.5FTC. Using Credit Cards and Disputing Charges
The issuer must acknowledge the dispute within 30 days and resolve it within 90 days.4CFPB. How Do I Dispute a Charge on My Credit Card Bill While the investigation runs, you can withhold payment on the disputed amount, and the issuer cannot report that amount as delinquent or send it to collections. Federal law caps your liability for unauthorized credit card charges at $50.5FTC. Using Credit Cards and Disputing Charges
If the charge hit a debit card or bank account, the rules differ by institution. Most banks accept disputes through their app, online portal, or phone line. Move quickly: the window for debit-card protections is shorter than for credit cards.
Before filing, it’s often faster to contact SellBackYourBook.com directly. If the charge was a legitimate payout or fee adjustment, support can usually explain it against your account history and save you a chargeback.
Why You Might Also See a “World of Books” Charge
SellBackYourBook.com merged into the UK-based World of Books Group on November 19, 2024. The old website now redirects to sell.worldofbooks.com, and existing accounts and in-progress trades were migrated to the new platform.6BookScouter. SellBackYourBook Now Part of World of Books The service still accepts books, CDs, DVDs, and games and still pays by PayPal, ACH, or check. Transactions tied to the same operation may post under either “SBYB Inc.” or “World of Books,” so a charge under either name could trace back to a sale you made through the site.