Regina’s property tax increase for 2026 is a 10.9 percent jump in the municipal mill rate, approved by city council in a 6–5 vote on December 19, 2025. Combined with utility rate and library levy adjustments, it adds roughly $38.70 per month to the average household bill. For a home assessed at $340,000, that works out to about $276 more per year in property taxes alone.1City of Regina. Budget and Finance
The increase only applies to the municipal portion of your tax bill. Your total bill has three parts, each with its own rate: the municipal mill rate (city operations), the library levy, and the education mill rate (set by the province). The 10.9 percent hike is on the municipal rate. The other two are set independently.
The 2026 Mill Rates
For residential properties in Regina, the 2026 mill rates are:2City of Regina. How Property Taxes are Calculated
- Municipal: 12.25600
- Library: 1.08613
- School: 4.27000
Commercial and resource properties pay higher school rates (6.37000 and 7.49000 respectively), but the municipal and library rates are the same across property classes.
How to Estimate Your 2026 Bill
Your bill starts with the assessed value set by the Saskatchewan Assessment Management Agency (SAMA) in coordination with the city.3Saskatchewan Assessment Management Agency. Understanding Assessment That value isn’t taxed directly. It’s multiplied by a provincial percentage set by property class: 80 percent for residential, 100 percent for commercial, and 45 to 55 percent for farmland depending on type.4RM of Martin. Assessment
Take a home assessed at $340,000. Multiply by 80 percent to get a taxable assessment of $272,000. Then multiply by each mill rate and divide by 1,000. Using the 2026 residential municipal rate of 12.25600, the municipal portion alone comes to about $3,334. Add the library and school portions using the same method for the full bill.2City of Regina. How Property Taxes are Calculated
Why Your Bill May Rise More Than 10.9 Percent
Reassessment and mill rate changes are two different things, and both are in play. SAMA runs a full revaluation every four years. The most recent one took effect in 2025, using 2023 as the base year for market values.3Saskatchewan Assessment Management Agency. Understanding Assessment So your assessed value was already updated last year, and now the mill rate is going up 10.9 percent on top of that. If your home’s value rose during revaluation, the combined effect on your bill could be well above 10.9 percent.
Payment Deadline and Late Penalties
Property taxes in Regina are due by June 30 each year. Miss that date and the city charges 1.5 percent per month on the outstanding balance.5City of Regina. Understanding Property Taxes On a $4,000 balance, that’s $60 per month.
Anything still unpaid after December 31 is declared in arrears, and the monthly penalty rises to 1.75 percent. There is one break: if you commit to a 24-month repayment plan and stick to it, the arrears penalty drops to 0.75 percent per month.5City of Regina. Understanding Property Taxes Over two years, that difference is significant.
Spreading Payments Over 12 Months
If paying the full amount by June 30 isn’t realistic, the Tax Installment Payment Plan Service (TIPPS) breaks the bill into 12 automatic monthly withdrawals. You can enroll any time, but any outstanding arrears or missed installments must be paid up front. Withdrawals happen on the first banking day of each month, so the funds need to be there.
TIPPS doesn’t reduce what you owe. It just replaces the lump sum and keeps you penalty-free as long as the withdrawals clear. To cancel or if you sell the property, give at least two weeks’ written notice.
Relief for Low-Income Seniors and People With Disabilities
Regina runs a Low-Income Municipal Property Tax Deferral Program under Bylaw 2022-33 for homeowners who are 65 or older or living with a disability.6City of Regina. The Low-Income Municipal Property Tax Deferral Program Bylaw If you qualify, you can defer part of your municipal property taxes rather than paying in full.
The three deferral options are the incremental increase from the prior year, $600, or $1,200, whichever you choose, up to your total municipal taxes for the year. The cumulative amount deferred against a single property can’t exceed 50 percent of its assessed value. To qualify, you must be the registered owner living in the home as your principal residence, and your household income must be at or below the before-tax low-income cut-off published by Statistics Canada for a community of Regina’s size.6City of Regina. The Low-Income Municipal Property Tax Deferral Program Bylaw
This is a deferral, not forgiveness. Deferred taxes stay as a charge against the property and typically get repaid when the home is sold.
Appealing Your Assessment
If your assessment notice contains errors or your property is valued higher than comparable homes nearby, you can challenge it. Appeals go to the city’s Board of Revision, and you file Form F, prescribed under The Municipalities Regulations.7Government of Saskatchewan. Property Assessment Appeals
Grounds That Actually Work
You need specific factual grounds. “My taxes are too high” isn’t one. Valid reasons include inaccurate property details (wrong square footage, a finished basement recorded as unfinished, missing or extra bedrooms, lot dimensions that don’t match reality), an assessed value inconsistent with comparable properties, or the wrong property classification.8Government of Saskatchewan. 2025 Assessment Appeals Guide for Municipalities and Boards of Revision
Filing and the Hearing
Submit Form F to the Secretary of the Board of Revision with the required filing fee, which varies by property type and value. If you plan to rely on written materials at your hearing, you must give copies to the board secretary and the other parties at least 20 days before the hearing.8Government of Saskatchewan. 2025 Assessment Appeals Guide for Municipalities and Boards of Revision
At the hearing you present your evidence first, and the city’s assessor responds. Both sides can cross-examine, and board members ask questions throughout. Opinions don’t count as evidence. Bring documentation: comparable sale prices, photos of the property’s condition, measurements that contradict the assessment record.
If the Board Rules Against You
You have 30 days from the Board of Revision’s decision to appeal to the Assessment Appeal Committee of the Saskatchewan Municipal Board. At that stage, you carry the burden of showing the board made an error of fact or law.9Saskatchewan Assessment Management Agency. Appeals That’s a higher bar than the first appeal, so evaluate the strength of your case honestly before filing.
What Happens If You Don’t Pay
Under Saskatchewan’s Tax Enforcement Act, the city can eventually take your property. Once taxes remain unpaid after December 31 of the year they were imposed, the property becomes subject to enforcement. The city treasurer must compile a list of delinquent properties and submit it to council by November 15 each year. A public notice listing the properties and amounts owed must be published in a newspaper at least 60 days before a tax lien is registered.10Publications Saskatchewan. The Tax Enforcement Act
After the lien is registered you can still pay and discharge it. Mortgagees and judgment creditors can redeem the property on your behalf. If nobody clears the debt, the municipality can apply for title, subject to further notice periods of six months and then 30 days. Once the city holds title, it can sell or otherwise dispose of the property.10Publications Saskatchewan. The Tax Enforcement Act
The full process from first missed payment to property loss runs over several years, but penalties and lien registration hit much sooner. If paying is a problem, contact the city about a repayment plan before things reach the lien stage.