A Nevada AK Inc charge on your credit or debit card statement is almost always a purchase made at a gas station or convenience store operated by Anabi Oil, a family-owned fuel distributor and retailer headquartered in Upland, California. The storefront was likely branded Shell, Rebel, Aisle 1, or another retail name, but the payment processed under the corporate entity Nevada AK, Inc., so that’s the name your bank displays.1WhatsThatCharge.com. Nevada AK Inc
Why the Statement Doesn’t Show the Gas Station’s Name
The name that lands on your statement is set by the merchant’s payment processor, not by the sign over the pump. Visa’s merchant data standards say the descriptor should be the name “most prominently displayed to the cardholder,” but many fuel operators register their corporate parent instead.2Visa. Visa Merchant Data Standards Manual Anabi Oil processes at least some Nevada transactions through Nevada AK, Inc., which is why your line item may read “POS Debit Nevada ak, inc” or “Visa Check Card Nevada ak, inc MC” rather than the familiar station brand.1WhatsThatCharge.com. Nevada AK Inc
Which Stores Bill Under This Name
Anabi Oil operates 627 stores as of early 2026, spanning California to the Midwest, the East Coast, and Florida.3CSP Daily News. Anabi Oil4Supermarket News. Raley’s Divests Fuel Center Business Those Aisle 1 stations kept the name and continued honoring Raley’s fuel rewards after the sale.5CBS News Sacramento. Raley’s Aisle 1 Sale to Anabi Oil
So a Nevada AK Inc charge could trace to a fill-up at a Shell station, a snack run at a Rebel, or fuel at an Aisle 1 next to a Raley’s.
How to Tell if the Charge Is Yours
Match the date and dollar amount against any gas station receipts from that window, including email or app receipts tied to a rewards program. If the amount looks like a tank of gas or a convenience-store run and the date lines up with a trip, the charge is almost certainly yours. Ask any authorized users on the account too, since a spouse or family member may have used the card.
One quirk trips people up. Gas stations place a pre-authorization hold before you pump, and because the station doesn’t know your final total, the hold can be much higher than the actual purchase, anywhere from $1 to more than $100 depending on the station. Your card issuer, not the station, decides how long the hold stays on the account, and it can sit for up to 72 hours before adjusting to the real amount.6AARP. Credit Card Pre-Authorization Holds at Gas Stations A pending Nevada AK Inc charge for an odd amount may just be a hold that hasn’t settled.
How to Dispute an Unauthorized Charge
If no one on the account recognizes the transaction after checking receipts, contact your card issuer. Federal law sets the process, and it depends on which type of card was used.
Credit Cards
The Fair Credit Billing Act caps your liability for an unauthorized credit card charge at $50, and many issuers waive that under zero-liability policies. To formally dispute a billing error, send written notice to the issuer’s billing-inquiry address within 60 days of the statement date, with the account number, a description of the charge, and any supporting documents. The issuer must acknowledge the complaint within 30 days and resolve it within 90 days. You can withhold payment on the disputed amount during the investigation, and the issuer cannot report the account delinquent or try to collect on that portion.7Federal Trade Commission. Using Credit Cards and Disputing Charges
Debit Cards
Debit disputes fall under the Electronic Fund Transfer Act, and the clock runs faster. Report an unauthorized transaction within two business days of discovering it and your maximum liability is $50. Wait longer than two business days but report within 60 days of the statement, and the cap rises to $500. The bank generally has 10 business days to investigate, and if it needs longer, it must issue a temporary credit for the disputed amount while the review continues. Resolution must come within 45 days for most domestic transactions, or up to 90 days for point-of-sale debit purchases, foreign transactions, and new accounts.8Consumer Financial Protection Bureau. How Do I Get My Money Back After an Unauthorized Transaction
If Your Dispute Stalls in Nevada
Nevada residents who can’t resolve a dispute with the merchant or the card issuer can file a complaint with Nevada Consumer Affairs (NCA), a division of the state Department of Business and Industry. NCA investigates deceptive trade practices, fraudulent business practices, and false advertising under NRS Chapter 598. You must first try to resolve the issue directly with the business, then gather receipts, bank statements, and correspondence. Complaints can be submitted online through the NCA website or by requesting a paper form at 1-844-594-7275.9Nevada Consumer Affairs. File a Complaint