A “luvisionai” charge on your credit card or bank statement comes from luvisionai.com, a website that security scanners have flagged as very likely fraudulent and linked to unauthorized recurring subscriptions. Treat the charge as suspicious, dispute it with your card issuer, and if your card number may have been exposed, ask for a replacement.
What Luvisionai.com Is
The domain luvisionai.com was registered on February 19, 2025 through the registrar NameSilo, LLC, and the owner’s identity is hidden behind a privacy service, so there is no publicly listed name, address, or company behind the site.1Scamadviser. Luvisionai.com Reviews2Scam Detector. Luvisionai.com Review
Scamadviser gave the site a trust score of 1 out of 100 and labels it “Very Likely Unsafe,” noting reports of possible malware from the security firm Gridinsoft.1Scamadviser. Luvisionai.com Reviews A separate review by Scam Detector scored it 38.7 out of 100 and flagged risks tied to phishing, spamming, and suspicious code.2Scam Detector. Luvisionai.com Review
How the Charge Shows Up
Charges connected to this type of site typically follow a pattern. A consumer sees an online ad, sometimes featuring AI-generated deepfake endorsements, and buys a product at a low introductory or trial price. After that first order, the site enrolls the buyer in a recurring subscription and bills a much larger amount. One reported case involved a product called “CircuSync,” marketed for a sleep disorder, where a second unauthorized charge of $199.85 appeared after the initial purchase.3The Taos News. Phishing Scams Caused by AI Are Caught by AI
On a statement, the entry may read as “luvisionai” or a variation of “luvisionai.com.” Because the owner is anonymous and the domain is only months old, there is usually no working customer service line to call for a refund.
Dispute the Charge With Your Card Issuer
The fastest way to get your money back is a chargeback through the credit or debit card company that processed the payment. Most issuers let you start a dispute through their website or mobile app, or by calling the number on the back of the card.
To lock in your full legal protections, also send a written dispute. Under the Fair Credit Billing Act, federal law caps your liability for unauthorized credit card charges at $50, and most major issuers waive even that amount for fraud. The written dispute must reach the issuer within 60 days of the statement date on which the charge first appeared. Send it to the issuer’s billing-inquiry address, not the payment address, and include your account number, the charge amount and date, and why the charge is unauthorized.4Federal Trade Commission. Using Credit Cards and Disputing Charges While the issuer investigates, it cannot report the disputed amount as delinquent or try to collect on it.
If you suspect your card number itself was compromised, request a replacement card with a new number. That stops any further charges from the same merchant before they post.
Report the Fraud
Disputing the charge gets your money back. Reporting the fraud helps regulators build cases against the operators.
- File a report with the Federal Trade Commission at ReportFraud.ftc.gov or by phone at 877-382-4357.5Federal Trade Commission. ReportFraud.ftc.gov FAQ
- File a complaint with your state attorney general’s consumer protection office.6Federal Trade Commission. Getting Into and Out of Free Trials, Auto-Renewals, and Negative Option Subscriptions
- If the luvisionai charge appears alongside other unfamiliar charges, use the FTC’s IdentityTheft.gov portal, which walks you through a step-by-step recovery plan.5Federal Trade Commission. ReportFraud.ftc.gov FAQ
Keep copies of your dispute letter, any confirmation numbers from the card issuer, screenshots of the charge, and any email or order confirmation you received from the site. If the issuer later needs more documentation, or if the operator resurfaces under a new name, that record is what you’ll rely on.