A “Landshire Inc” charge on your credit card or bank statement is almost always a purchase of a Landshire-branded sandwich, burrito, breakfast item, or snack from a vending machine, gas station, or convenience store. Landshire is a Midwest-based food distributor, and because the transaction posts under the corporate name rather than the store or machine location where you bought the item, the line on your statement can look like it came out of nowhere. The amount is usually small, matching the price of a ready-made sandwich or hot snack.
Why the Name on Your Statement Doesn’t Match Where You Bought It
Vending machine purchases typically appear on card statements under the name of the company that operates or stocks the machine, not the physical location where the sale happened. That company’s headquarters can sit in a different city or state entirely.1Yahoo Finance. Making Sense of Confusing Credit Card Charges For Landshire products, the processor sees “Landshire Inc” or a close variation, and that’s what prints on your bill.
Confusion like this is common. Industry research has found that 58% of consumers find their card statements confusing, and over half of all chargebacks could be resolved by contacting the merchant directly before filing a formal dispute.2Retail Insight Network. Why Merchants Must Address Transaction Confusion Now
What To Do About the Charge
Start by thinking back to any quick food purchases in the days before the charge posted. Vending transactions can take a day or two to show up, so the date on your statement may not be the day you bought the item. If you or someone with access to your card bought a sandwich, wrap, burrito, or breakfast item from a workplace break room, gas station, or convenience store, the charge is likely legitimate.
If you can’t place the purchase or you weren’t satisfied with the product, call Landshire directly. The company offers a full satisfaction guarantee and provides a refund to any customer who is not completely satisfied. The toll-free number is 800-468-3354, also styled as 1-800-HOT-DELI.3NAMA Product and Services Guide. Landshire Company Listing That’s usually the fastest route to a resolution.
If calling Landshire doesn’t resolve it and you believe the charge is truly unauthorized, dispute it with your card issuer. Federal law caps your liability for unauthorized credit card charges at $50.4Federal Trade Commission. Using Credit Cards and Disputing Charges The Consumer Financial Protection Bureau recommends calling your card company right away, then sending a written dispute to the issuer’s billing-inquiry address within 60 calendar days of the statement date.5Consumer Financial Protection Bureau. How Do I Dispute a Charge on My Credit Card Bill The issuer must acknowledge the dispute within 30 days and resolve it within 90 days, and you can withhold payment on the disputed amount while it’s being investigated.
Landshire Products You May Have Bought
The product line is broad, which is part of why the name turns up on so many statements. Typical Landshire items include charbroiled burgers, patty melts, meatball subs, Italian sausage subs, roast beef and cheddar sandwiches, turkey and Swiss croissants, assorted burritos, chicken wraps, pizza, mini tacos, buffalo wings, and breakfast items.6HOI Vending. Landshire Products They show up in workplace break rooms, gas stations, convenience stores, warehouse clubs, and grocery stores across much of the country, with Landshire Distribution covering most of the Midwest directly and reaching additional markets through a national wholesale program.3NAMA Product and Services Guide. Landshire Company Listing If one of those items matches a recent quick food purchase, you’ve likely found your charge.