How to Get Your 1095-B Form from Medicaid Online

To get your 1095-B from Medicaid online, log into your state’s Medicaid member portal, open the section labeled something like “Tax Forms,” “My Documents,” or “Correspondence,” and download the PDF for the tax year you need. Because Medicaid is run state by state, there is no single federal site that hosts the form; the exact menu names and login steps depend on where you live.

What to Have Ready Before You Log In

Most state portals ask for the same handful of details at sign-in or account creation. Gather them first so a session timeout doesn’t force you to start over:

Social Security number for the primary account holder or the person whose coverage you’re verifying.
Date of birth, matching what the agency has on file.
Your Medicaid case number or member ID, printed on your Medicaid insurance card. If you can’t find the card, the same number usually appears on eligibility determination letters and annual renewal notices.

If you’ve never used the portal before, you’ll create an account with these details, pick a username and password, and complete whatever identity check the state layers on top. Returning users just sign in.

If your children or other dependents are on your Medicaid case, their coverage information generally appears on your 1095-B, and you can pull the form through your own login. A dependent with a separate Medicaid case needs to log in under that case number.

Finding Your State’s Medicaid Portal

Search your state’s name together with “Medicaid member portal” or “health benefits account.” State agencies brand these portals differently. Confirm the URL ends in .gov so you land on the official site rather than a lookalike. The login page will prompt you for the credentials you set up during registration.

If your state’s portal doesn’t handle tax documents online, the agency’s main website will list a phone number and mailing address for document requests.

Downloading the Form Once You’re In

After you sign in, the dashboard usually opens on a summary of your current coverage. Look in the main navigation for a section named “My Documents,” “Tax Forms,” or “Correspondence.” Inside, find the 1095-B entry and check the tax year against what you need. For your 2026 filing, that’s the 2025 form.

Portals almost always deliver the form as a PDF. Save it to your device, or print a paper copy. Give the file a clear name like “1095-B-2025-Medicaid” so it’s easy to pull up later if you need it for a state return or to prove coverage.

If the Portal Doesn’t Offer a Direct Download

Some states post the form only after a specific request, and a few still rely on mailed copies. When you can’t find it online, you have three ways to ask for it:

Send a secure message through the portal itself. Many have a “Contact Us” feature with a dropdown category like “Tax Form Request” or “Document Inquiry” that routes the message to the right team. Portal messaging also creates a written record if things drag.
Call your state Medicaid agency’s helpline, or use the phone number on Line 18 of a prior year’s 1095-B, and ask for a duplicate to be mailed or uploaded to your portal.¹
For questions about how the form affects your taxes (as opposed to getting a copy), call the IRS Healthcare Hotline at 800-919-0452. The IRS can’t send you the form itself; only the state agency can do that.²

Agencies usually respond within a few business days, either by posting the file to your account or mailing it to your address on file.

When the Form Should Be Available

For 2025 coverage, your state Medicaid agency must furnish Form 1095-B by March 2, 2026. If you’ve opted in to electronic delivery, the form must be available online no later than January 31 of the year following coverage, or within 30 days of your request, whichever is later.³ If nothing has arrived by late March, contact your state Medicaid agency to confirm they have your correct mailing address and to request a replacement.

Do You Actually Need the Form to File?

For your federal return, no. The federal penalty for lacking health insurance was reduced to zero starting with the 2019 tax year, so you don’t have to prove coverage on your return.⁴ The IRS says taxpayers “should not wait for these forms and file their returns as they normally would,” and “should not attach any of these forms to your tax return.”¹ The form itself prints “Do not attach to your tax return. Keep for your records” at the top.²

The picture changes if you live in a state with its own coverage mandate. California, Massachusetts, New Jersey, Rhode Island, and the District of Columbia impose penalties on uninsured residents that are generally the higher of a flat dollar amount per adult (roughly $695 to $900 depending on the jurisdiction) or 2.5 percent of household income above the filing threshold. Vermont has a mandate but no financial penalty. In these places the 1095-B works as proof of coverage for your state return.

If you need to confirm coverage before your 1095-B arrives, the IRS accepts other documentation: insurance cards, explanation-of-benefits statements, or payroll records showing health insurance deductions.¹

One boundary worth naming: if you had Marketplace coverage (HealthCare.gov or a state exchange) with premium tax credits at any point in the year, you’ll also get Form 1095-A, and that one you do need to file, because it reconciles your subsidies on Form 8962.¹ The Medicaid 1095-B is separate and stays in your records.

If the Form Has an Error

Check the name, Social Security number, and months of coverage listed on your 1095-B. If any of it is wrong, call your state Medicaid agency and ask for a corrected form. Under IRS rules, the agency has to reissue the form with the “CORRECTED” checkbox marked at the top and send the corrected version to both you and the IRS.³

Start with a caseworker at your local county social services or health department office. They can verify what’s in the system and update the record. You may need to provide documentation to confirm your identity or your coverage dates. Retroactive changes in coverage, such as backdated enrollment, also have to be reported to the IRS by the agency.³

An error on the form doesn’t hold up your federal return. File with the accurate coverage information you have, such as enrollment letters or insurance card records, while you wait for the corrected version.

1
Internal Revenue Service. Questions and Answers About Health Care Information Forms for Individuals
2
Internal Revenue Service. Form 1095-B (2025)
3
Internal Revenue Service. Instructions for Forms 1094-B and 1095-B (2025)
4
Internal Revenue Service. Questions and Answers on the Individual Shared Responsibility Provision