How Do I Find My SBA Loan Number? Documents, Portal, Lender

If you’re trying to figure out how to find your SBA loan number, the 10-digit code lives in three reliable places: the top of your original SBA Note or Loan Authorization and Agreement, your account inside the MySBA Loan Portal, or a phone call to your lender or the SBA itself.

Where the Number Appears on Your Loan Documents

The most dependable source is the paperwork from your closing. The SBA prints the 10-digit number on more than one form, so if one page is missing, another usually has it.

On the SBA Standard Loan Note (Form 147), the promise-to-pay document that sets out your amount, interest rate, and repayment terms, the loan number sits at the top of the first page, right after the “Note” heading and next to the loan name and date.¹ The SBA’s own payment guidance confirms it appears in the top left corner.²

The Loan Authorization and Agreement carries the same number in the same spot. On disaster loans such as the EIDL, the document typically shows the SBA loan number and the application number side by side at the top of the page.³

No closing packet? Pull your most recent account statement. Monthly or quarterly statements from the SBA loan servicing center handling your loan list the number prominently, and the SBA points borrowers to the servicing center on that statement when they need help.²

Retrieving It Through the MySBA Loan Portal

The MySBA Loan Portal is the SBA’s current online system for borrowers and replaced the older Capital Access Financial System, so an existing CAFS username and password will still work.²

After logging in, choose “Manage Loans” from the home screen, then open the “My Loans” tab. Every SBA loan tied to your Social Security number appears there, each with its 10-digit number and current status. If you hold more than one loan, an SBA Loan Number dropdown lets you switch between them on the summary, statements, tax forms, and payment history pages.⁴

If you’re setting up a new account, registration asks whether you already have an SBA loan. Answer yes and enter the 10-digit number with no dashes. If you don’t have the number in front of you, answer no, finish registering, and the loans will populate under your profile so you can read the number off the “My Loans” tab.⁴ The SBA recommends using a computer rather than a mobile device for the portal.

Calling Your Lender or the SBA

When documents are missing and the portal isn’t cooperating, a phone call gets you the number. Who you call depends on the loan.

7(a), 504, and Microloans

For active 7(a), 504, and microloan accounts, start with the lender that originated the loan. The bank or credit union keeps its own records and can pull your SBA loan number from your business name and the primary guarantor’s information. If the original lender was acquired, the acquiring institution has to keep those records. Once the SBA has purchased a loan from the lender and services it directly, contact the SBA loan servicing center shown on your most recent statement instead.²

EIDL and Physical Disaster Loans

For Economic Injury Disaster Loans and physical disaster loans, call the SBA Disaster Assistance Customer Service Center at 800-659-2955, Monday through Friday, 8:00 a.m. to 8:00 p.m. ET. You can also email disastercustomerservice@sba.gov. For COVID-19 EIDL loans specifically, email CESC@sba.gov or send a message inside the MySBA Loan Portal.⁵ Have your business name, tax identification number, and owner contact information ready.

General Questions

For anything that doesn’t fit those categories, the SBA Answer Desk takes general inquiries at 1-800-827-5722, Monday through Friday, 9:00 a.m. to 6:00 p.m. ET, closed on federal holidays. Email is answerdesk@sba.gov.⁵

Don’t Confuse It With Your Application or Lender Number

Three different numbers show up on SBA paperwork, and using the wrong one can stall a payment, a forgiveness request, or a servicing change.

The SBA loan number, sometimes called the GP number, is the 10-digit code the SBA assigns after approval. It’s the one that matters for payments, forgiveness, and federal records, and it must be exactly 10 digits for SBA systems to process it.⁶

The application number is assigned when you first apply. It tracks the file through approval and has no role after funding. On EIDL documents it often sits right next to the loan number, which is why the two get mixed up.

The lender loan number is the bank’s own internal tracking number. It’s optional from the SBA’s perspective and means nothing to the federal system.⁶

When a form or portal asks for your “SBA loan number,” it means the 10-digit GP number, entered without dashes or spaces.⁴

Keep the Number Away From Scammers

Scammers have targeted SBA borrowers with phishing emails and text messages that pose as follow-ups on loan applications, pressuring people to reply fast or click a link to “confirm” a loan. Those messages may ask for your Social Security number, bank details, or loan number, and responding can lead to identity theft.⁷

The SBA only sends emails from addresses ending in @sba.gov. If a message asks for personal loan information, check that any referenced application number matches your real one before you reply. The safest channel is the messaging feature inside the MySBA Loan Portal, not a reply to an unsolicited email.⁸ Report anything suspicious at ReportFraud.ftc.gov, and don’t click links inside the message.

1
Small Business Administration. SBA Standard Loan Note Form 147
2
U.S. Small Business Administration. Make a Payment to SBA
3
SEC.gov. EIDL Promissory Note Exhibit 10.10
4
SBA. MySBA Loan Portal Borrower Account Creation and Access Instructions
5
U.S. Small Business Administration. Contact SBA
6
U.S. Small Business Administration. SBA Form 1502 and Instructions
7
Federal Trade Commission. Can You Spot a Fake Loan Text Scam
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U.S. Small Business Administration. Protect Yourself From Scams and Fraud