A Google Chamet charge on your bank or card statement is a Google Play payment for in-app purchases in Chamet, a live video chat app developed by Fuliao Hong Kong Limited. It usually shows up as something like “GOOGLE*Chamet” or “Google Chamet Live.” If you didn’t make the purchase, check your Google Play order history first, then file an unauthorized-transaction report with Google and open a dispute with the bank or card issuer that funded the charge.1Google Wallet Community. 15 Charges to My Credit Card Not Authorized by Me to Google Chamet
What You’re Actually Being Billed For
Chamet lets users host live streams, join group video and voice chats, and send virtual gifts bought with in-app currency.2Google Play. Chamet – Live Chat and Party Those purchases run through Google Play’s billing system, which is why the line item on your statement reads as a Google charge rather than a charge from Chamet.3Google Play Help. Identify a Charge From Google
Google Play charges follow a specific descriptor pattern: “GOOGLE*App developer name,” “GOOGLE*App name,” or “GOOGLE*Content type.” If the charge on your statement doesn’t match that format, it probably didn’t originate from Google Play, and you should go straight to your bank’s fraud department.4Google Play Help. Report Unauthorized Charges on Google Play
Reports of unexpected Chamet charges are common. One Google Wallet Community thread from July 2024 described 15 unauthorized charges on a single card, and 21 other users said they had the same problem.1Google Wallet Community. 15 Charges to My Credit Card Not Authorized by Me to Google Chamet On the Turkish consumer platform Şikayetvar, users describe charges ranging from small recurring debits to large single transactions, often with no confirmation email from the app or Google.5Şikayetvar. Unauthorized Charges From Google Chamet Live Despite No Membership
Check Google Play Before You Dispute
Before you report anything as fraud, sign in to the Google account tied to the device and open your Google Play order history. A matching order means someone with access to that account made the purchase. A family member or anyone sharing the device can trigger a charge if purchase verification isn’t required, because biometric and screen-lock settings on an Android device apply to all Google accounts on it.6Google Play Help. Require Verification for Google Play Purchases No matching order points to an unauthorized charge, and that’s what the dispute process is for.
Report the Charge to Google
Google’s unauthorized-transaction form lives at payments.google.com. You’ll need to sign in to the Google account, then provide the payment method, the transaction date, the exact amount, and a short description of the problem, including whether anyone else has access to your device.7Google Payments Center. Report Unauthorized Purchases
Deadlines depend on how you paid. Google can act on credit card, debit card, and PayPal charges within 120 days of the transaction. For mobile carrier billing, the window drops to 60 days. Older than that, and Google tells you to contact your payment provider’s fraud department instead. After you submit, expect an email update within about seven business days.4Google Play Help. Report Unauthorized Charges on Google Play
Open a Dispute With Your Bank or Card Issuer
Run this track at the same time as the Google report. The timelines are different, and so are the protections.
Credit Card Charges
Under the Fair Credit Billing Act, your liability for unauthorized credit card charges is capped at $50, and you have 60 days from the date the bill was sent to dispute a billing error in writing with the card issuer. The issuer must acknowledge the dispute within 30 days and resolve it within 90 days. While the investigation is open, the issuer cannot try to collect the disputed amount or report it as delinquent.8Federal Trade Commission. Using Credit Cards and Disputing Charges
Debit Card Charges
Regulation E, under the Electronic Fund Transfer Act, works differently. Report an unauthorized transfer within two business days of learning about it, and your liability is capped at $50. Report after that but within 60 days of receiving the statement, and liability can rise to $500. Past 60 days, you could be on the hook for the full amount of further unauthorized transfers. The bank has to investigate once you notify it, and it cannot require you to file a police report or contact the merchant first.9CFPB. Electronic Fund Transfers FAQs
In both cases, the sooner you report, the less you can be held responsible for.
Cancel the Subscription and Block Future Charges
If Chamet is billing you on a recurring basis, deleting the app will not stop the charges. The subscription has to be canceled through Google Play. Open the Play Store, tap your profile icon, go to Subscriptions, select Chamet, and cancel. Do this at least 48 hours before the next renewal date so the cancellation takes effect before you’re billed again.10Google Play Community. How to Cancel Subscription Before They Charge You on Google Play
To stop future surprise purchases, turn on purchase verification. In the Play Store, you can require your Google account password, biometrics, or screen lock for every transaction. Requiring verification for every purchase is the default, but someone with device access can change it, so it’s worth confirming the setting is still in place. On a shared Android device, remember that fingerprint and PIN authorization work across every Google account signed in on the device.6Google Play Help. Require Verification for Google Play Purchases
If the card has been charged repeatedly and you can’t trace the source, ask your issuer to reissue the card number. That cuts off any stored credential on the Google account or elsewhere and forces a fresh authorization for anything that tries to bill again.