Does Chase Sapphire Reserve Cover Apple TV+? Activation and 2027 End

Yes, the Chase Sapphire Reserve covers Apple TV+. The card includes a complimentary individual Apple TV+ subscription, bundled with a complimentary Apple Music individual plan, through June 22, 2027. You activate both through the Chase app or website by linking an Apple ID. If you subscribe to Apple One instead, Chase swaps the two free subscriptions for a $15-per-month discount on your Apple One bill.¹²

What You Get

The benefit is an individual Apple TV+ subscription plus an individual Apple Music subscription, both at no cost beyond the Reserve’s $795 annual fee.¹ Chase values the pair at a combined $288 per year, which tracks with standalone pricing of $12.99 per month for Apple TV+³ and $10.99 per month for Apple Music.⁴

Each subscription must be activated by June 22, 2027, and runs for at least one year from the date you turn it on.⁵ Chase provides the subscription directly rather than reimbursing you, so no charge ever hits your card.⁶

How To Turn It On

You activate the benefit by linking an Apple ID to your Chase account. Apple TV+ and Apple Music are separate activations, so plan to run through the steps twice.

Log into your Chase account and open your Sapphire Reserve card.
Go to Card Benefits. On the website, click “More” under your card balance, then “Card benefits.”
Scroll to the Apple TV+ or Apple Music offer and click Activate Now.
On the Apple page you’re sent to, click Connect Subscription and sign in with your Apple ID.

If you want the subscription on an Apple ID that isn’t your own, run the activation from a desktop browser rather than the Chase mobile app.⁶ You don’t need an Apple device to use either service; the benefit follows the Apple ID, not the hardware.⁷

If You Already Pay for Apple TV+ or Apple Music

Don’t cancel first. Once the Chase benefit is linked to your Apple ID, your existing paid subscription is automatically suspended. If the complimentary benefit later ends or you cancel it, the paid subscription resumes on its own.⁵

If You Have Apple One Instead

Apple One subscribers can’t layer the free TV+ and Music on top of their bundle. Chase substitutes a $15-per-month discount applied directly to your Apple One bill, which works on any tier:²

Individual at $19.95/month drops to about $4.95.
Family at $25.95/month drops to about $10.95.
Premier at $37.95/month drops to about $22.95. Some users have reported savings of up to $16 per month on Premier, slightly above the advertised $15.²

Tier prices come from Apple’s own pricing page.⁸ The discount shows up on your Apple bill rather than as a credit on your Chase statement, and the lower price generally starts on your next Apple billing cycle after activation. The individual free subscriptions and the Apple One discount do not stack; it’s one or the other.²

Family Sharing and Devices

Apple TV+ supports Family Sharing, so members of your Family Sharing group can stream with their own profiles and recommendations at no extra cost.⁹ Apple Music is the exception: the Chase benefit covers only an individual plan, so a family music plan still costs full price.⁶

What Happens After June 22, 2027

Chase’s terms say only that the complimentary subscriptions run through June 22, 2027. The product page and benefits guide don’t say whether the benefit will be extended, whether you’ll need to re-enroll, or whether the subscription will roll into a paid plan at that point.¹⁰ One thing is spelled out: if the complimentary subscription ends and you had been paying for Apple TV+ or Apple Music before activating the Chase benefit, that original paid subscription resumes automatically.⁵

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