Does Capital One Cover TSA PreCheck? Cards, Fee, and Renewal

Yes. Capital One covers TSA PreCheck on its Venture-branded travel cards: pay the application fee with an eligible card and Capital One posts a statement credit of up to $120, automatically, once every four years. The same credit works for Global Entry.

Which Capital One Cards Include the Credit

The reimbursement is tied to Capital One’s travel cards, not its lineup as a whole. Eligible cards are:

  • Venture Rewards ($95 annual fee)
  • Venture X Rewards ($395 annual fee)
  • Venture Business
  • Venture X Business

Capital One’s help center also lists the Spark Miles card as eligible.1Capital One. TSA PreCheck and Global Entry Benefits Other Capital One products do not include this perk, including the VentureOne, cash-back cards like Quicksilver and Savor, and co-branded or retail partner cards.2Capital One. Credit Card Benefits The VentureOne is a common point of confusion because it shares the Venture name, but it has no annual fee and no PreCheck credit.3CNBC Select. Capital One Venture vs VentureOne Credit Card Comparison

How the Reimbursement Works

You don’t request anything. Pay the TSA PreCheck or Global Entry application fee with your eligible Capital One card, and Capital One detects the charge and issues a statement credit of up to $120 within two billing cycles.4Capital One. TSA PreCheck Global Entry Credit No form, no phone call.

A few rules shape how often and when the credit is available:

  • One credit per account every four years. The four-year clock starts on the date the reimbursement posts, not the date you paid.1Capital One. TSA PreCheck and Global Entry Benefits
  • First eligible charge wins. If you apply for both programs, Capital One reimburses whichever fee hits the card first, and the second one is on you.2Capital One. Credit Card Benefits
  • Renewals qualify. Both TSA PreCheck and Global Entry renew every five years, and the Capital One credit covers renewal fees the same way it covers initial enrollment.4Capital One. TSA PreCheck Global Entry Credit
  • Your account must be open and in good standing when Capital One processes the credit.2Capital One. Credit Card Benefits
  • CLEAR is not covered. The credit applies only to TSA PreCheck and Global Entry, not to CLEAR or other Trusted Traveler Programs.1Capital One. TSA PreCheck and Global Entry Benefits

Authorized Users and Multiple Cards

The benefit is per account, not per user. If more than one person uses the card, only the first application fee charged gets reimbursed, and an authorized user cannot trigger a separate credit on the same account.1Capital One. TSA PreCheck and Global Entry Benefits The primary cardholder can, however, use their one credit to pay for someone else’s application. The card only checks that the fee was charged to the account, not whose name is on the TSA PreCheck application.

If you hold more than one eligible Capital One card, say a personal Venture and a Venture X Business, each account carries its own credit.1Capital One. TSA PreCheck and Global Entry Benefits You could reimburse one person’s enrollment on one card and a family member’s on the other.

TSA PreCheck or Global Entry Under the Credit

The $120 ceiling fully covers Global Entry at $120 for five years and more than covers TSA PreCheck, which starts at $76.75 through IDEMIA.5TSA Enrollment by IDEMIA. TSA PreCheck Programs6U.S. Customs and Border Protection. Global Entry Global Entry includes TSA PreCheck benefits automatically plus expedited customs screening on international return trips, which makes it the better-value pick for many cardholders using the credit.4Capital One. TSA PreCheck Global Entry Credit

The trade-off is time and access. TSA PreCheck approval typically takes a few days to a few weeks. Global Entry requires an in-person interview at a CBP enrollment center and can take several months, with roughly 120 enrollment locations compared to more than 1,300 for TSA PreCheck.7Forbes Advisor. TSA PreCheck and Global Entry What You Need to Know If you only fly domestically, PreCheck alone is the simpler route.

What the Fee Will Actually Be

TSA PreCheck is sold through three authorized providers, all accepted by Capital One for the credit:

Every provider’s fee falls under the $120 cap, so the credit covers the whole charge regardless of which one you pick. IDEMIA is the cheapest for new applicants, but Capital One treats them equally; choose by whichever enrollment center is most convenient.10Capital One. TSA PreCheck Cost

Using the Credit Again at Renewal

TSA PreCheck membership lasts five years, and most members can renew online in a few minutes unless they’ve changed their name. Renewal opens up to six months before expiration, and the new five-year period picks up where the old one ends, so renewing early costs you nothing.11NerdWallet. TSA PreCheck Renewal Guide

Because the Capital One credit resets every four years and PreCheck runs for five, your next credit becomes available before your membership expires. Pay the renewal fee with your eligible card and the statement credit posts automatically. Capital One does not offer a tool to check exactly when your next credit becomes available, so note the date your last reimbursement posted and count forward four years.1Capital One. TSA PreCheck and Global Entry Benefits