No, Bankers Fidelity does not cover SilverSneakers. The company’s Medicare Supplement plans do not include SilverSneakers, Silver&Fit, or any embedded fitness membership as a benefit. Policyholders do get access to a separate discount card that reduces gym membership costs through a third-party vendor, but that is a price break, not free access.
Fitness Benefits in Bankers Fidelity Medigap Plans
Bankers Fidelity’s Medicare Supplement plans follow the standard Medigap benefit structure: Part A hospital coinsurance and costs, Part B coinsurance, the first three pints of blood each year, and home healthcare coinsurance, among the standardized items.1Bankers Fidelity. Medicare Supplement Nowhere in the company’s plan materials does SilverSneakers appear as a benefit. The SilverSneakers participating health plans directory lists carriers such as Aetna, Humana, and Washington National, but Bankers Fidelity is not among them.2SilverSneakers. Participating Health Plans
The GlobalFit Discount Card
Bankers Fidelity offers its policyholders a Prescription Savings Card program that bundles several discount-only perks. One of them is a 25–40 percent discount on gym memberships through GlobalFit, available at globalfit.com/fitwss or by calling 1-800-294-1500.3Bankers Fidelity. Prescription Savings Card Program
The program is labeled “Discount Only — Not Insurance.” That matters. SilverSneakers typically provides a full no-cost gym membership through a qualifying plan. The GlobalFit discount only lowers what a policyholder pays out of pocket.
Bankers Fidelity vs. Bankers Life
Some of the confusion over SilverSneakers coverage comes from a name mix-up. Bankers Life and Casualty Company, a subsidiary of CNO Financial Group, does offer SilverSneakers with some of its Medicare Supplement plans. Bankers Life and Bankers Fidelity are entirely separate companies with no corporate affiliation.4Bankers Life. Bankers Life and Casualty Company vs. Bankers Life Insurance Company Bankers Life markets SilverSneakers through its Medicare Supplement Plans G and N, underwritten by Washington National Insurance Company and available in 26 states as of mid-2022.5CNO Financial Group. Bankers Life Introduces New Set of Medicare Supplement Insurance Plans A policy from Bankers Fidelity will not carry that benefit.
How To Confirm SilverSneakers Eligibility
If you want certainty about your own plan, go to the source. SilverSneakers runs an eligibility checker at SilverSneakers.com that asks for your name, date of birth, zip code, and email address.6SilverSneakers. Check Eligibility You can also search your plan’s Summary of Benefits or Evidence of Coverage for the words “SilverSneakers” or “fitness,”7SilverSneakers. Which Insurance Plans Allow SilverSneakers Eligibility or call the member services number on the back of your insurance card.
Fitness Program Alternatives
Original Medicare does not cover gym memberships on its own.8Medicare.gov. Gym Memberships and Fitness Programs SilverSneakers appears most often in Medicare Advantage plans, though some Medigap carriers include it too.9Medical News Today. SilverSneakers Eligibility If a full fitness benefit matters to you and you want to compare, these programs are tied to other carriers, not to Bankers Fidelity:
- Silver&Fit, which provides access to more than 11,000 fitness locations, online classes, and a home-fitness kit, generally at no additional cost through qualifying plans.10Senior65. Medicare and Gym: Silver Sneakers and Other Options
- Renew Active, UnitedHealthcare’s fitness program, available at no cost with qualifying AARP Medicare Supplement plans, including a standard gym membership at participating locations and access to the AARP Staying Sharp brain health program.11UnitedHealthcare. Fitness Benefits
- Mutually Well, offered by Mutual of Omaha, with access to over 10,000 gyms plus discounts on massage, acupuncture, and chiropractic services, for a $25 monthly fee on top of the regular Medigap premium.10Senior65. Medicare and Gym: Silver Sneakers and Other Options
For a current Bankers Fidelity policyholder who wants a gym benefit now, the GlobalFit discount is what the company offers. For anyone shopping Medigap plans with fitness access as a priority, the carriers above are the ones to compare.