Bank of America does cover TSA PreCheck, but only on two cards. The Bank of America Premium Rewards credit card reimburses up to $100 in application fees every four years, and the Premium Rewards Elite credit card reimburses up to $120 every four years. Both credits also apply to Global Entry. Pay the enrollment fee with the card and the statement credit posts automatically.
Which Bank of America Cards Qualify
Two cards, and only two:
- Premium Rewards card: up to $100 in statement credits every four years for TSA PreCheck or Global Entry. Annual fee $95.1Bank of America. Premium Rewards Credit Card
- Premium Rewards Elite card: up to $120 in statement credits every four years for the same programs. Annual fee $550.2Bank of America. Premium Rewards Elite Credit Card
The bank’s no-annual-fee cards do not include this benefit. Customized Cash Rewards, Unlimited Cash Rewards, Travel Rewards, and BankAmericard all lack any TSA PreCheck or Global Entry reimbursement.3Bank of America. Cash Back Credit Cards
How the Credit Posts
You do not have to enroll in the benefit or submit a form. Pay the TSA PreCheck or Global Entry application fee with the eligible card, and Bank of America issues a statement credit automatically. Allow two to three weeks from the qualifying transaction for it to appear.4Bank of America Private Bank. Credit Cards
A few conditions apply. Your account has to be open and in good standing with active charging privileges when the credit is fulfilled. The credit is tied to the account itself, not to individual cardholders, so it is available once per account every four years.4Bank of America Private Bank. Credit Cards Bank of America’s published materials do not say whether an authorized user can trigger a separate credit, and the “per account” language suggests they cannot.
The credit covers TSA PreCheck and Global Entry only. Bank of America does not mention coverage for NEXUS or CLEAR+ memberships.4Bank of America Private Bank. Credit Cards
What the Credit Actually Covers
A new TSA PreCheck enrollment through IDEMIA, the most common provider, costs $76.75 for five years; online renewal is $58.75.5TSA Enrollment by IDEMIA. TSA PreCheck Other authorized providers charge slightly more, up to $85 through Telos.6Chase. TSA PreCheck Cost Either Bank of America credit fully covers a new TSA PreCheck enrollment with money left over.
Global Entry costs $120 for five years and includes TSA PreCheck as part of the membership.7U.S. Customs and Border Protection. Global Entry Here is where the two cards diverge. The Premium Rewards Elite card’s $120 credit covers Global Entry in full. The standard Premium Rewards card’s $100 credit falls $20 short, and you would pay the difference out of pocket.4Bank of America Private Bank. Credit Cards
If you fly internationally even a few times over a five-year window, Global Entry tends to be the better value since it bundles TSA PreCheck. Domestic-only fliers can stick with TSA PreCheck alone for less money and a simpler enrollment.8Capital One. TSA PreCheck Global Entry Credit
Is the Card Worth It Just for the PreCheck Credit
No. TSA PreCheck runs under $85 and lasts five years, so the credit on its own does not justify either annual fee. The question is really whether the rest of the benefits package earns its keep.
The Premium Rewards card at $95 a year also provides up to $100 annually in airline incidental credits for items like baggage fees and seat upgrades, along with travel and purchase protections. It earns 2 points per dollar on travel and dining and 1.5 points on everything else.1Bank of America. Premium Rewards Credit Card Use a decent share of that airline credit and the annual fee is already covered before PreCheck enters the picture.
The Premium Rewards Elite card at $550 a year offers a larger set of credits: up to $300 annually for airline incidentals, $150 annually for lifestyle spending like streaming and food delivery, and the $120 TSA PreCheck or Global Entry credit every four years. It also includes up to four Priority Pass lounge memberships, hotel perks through the Visa Infinite Luxury Hotel Collection, and a 20% discount on airfare booked through the Bank of America Travel Center using points.2Bank of America. Premium Rewards Elite Credit Card The combined credits can offset most of the annual fee in year one, though the TSA PreCheck credit only recurs every four years rather than annually.9NerdWallet. 5 Things To Know About the Bank of America Premium Rewards Elite Credit Card
Using the Card at Enrollment
Once you have an eligible card, the enrollment process is the same as it is for any other applicant. Start with the online pre-enrollment form at tsa.gov/precheck, which takes about five minutes and lets you schedule an in-person appointment.10TSA. TSA PreCheck FAQ
The appointment itself runs about ten minutes. An agent verifies your identity documents, collects your fingerprints and photo, and processes payment. For a first-time enrollment you must pay in person at the appointment; you cannot pay online. That is the moment to use your Premium Rewards or Premium Rewards Elite card so the statement credit triggers.10TSA. TSA PreCheck FAQ
Bring identity and citizenship documents. A valid U.S. passport is enough on its own. Without one, you will need a REAL ID-compliant driver’s license or other qualifying photo ID together with a proof-of-citizenship document such as a birth certificate. As of May 2025, non-REAL ID driver’s licenses and state IDs are no longer accepted for enrollment.11CLEAR. What Documents Are Required To Enroll for TSA PreCheck
Most applicants receive their Known Traveler Number within three to five days, though approval can take up to 60 days. Add that number to your airline reservations to access PreCheck lanes.10TSA. TSA PreCheck FAQ The TSA application fee is nonrefundable if you are denied, but Bank of America’s statement credit is based on the transaction itself, so the credit should still post regardless of the outcome.