Lloydminster property tax for 2026 is set at a total residential mill rate of 10.5214, which works out to roughly $3,156 on a home assessed at $300,000. Non-residential properties pay 17.9185. Bills go out in June, and payment is due in late July.
2026 Mill Rates
City Council passes a property tax bylaw each year to set the rates, drawing on the approved budget, school division requisitions, and the new assessment roll. For 2026, the residential and agricultural rate is built from four components:
- Municipal: 7.5777
- Education: 2.6074
- Seamless Education: 0.2597
- Infrastructure: 0.0766
That adds up to 10.5214. Non-residential properties total 17.9185, with a municipal levy of 13.6399 and an education levy of 3.8810.
The education portion is a quirk of the bi-provincial city. Alberta and Saskatchewan each require Lloydminster to collect education taxes on their behalf, using the city’s assessment values. The provinces set the education mill rate, and the money is passed on to the local Catholic and public school divisions.
How Your Bill Is Calculated
Multiply your assessed value by the total mill rate and divide by 1,000. A home assessed at $250,000 at the 2026 residential rate owes about $2,630.
The assessed value comes from what your property would likely sell for on the open market. Assessors look at lot and home size, construction quality, whether the basement is finished, location, and overall condition and age. Values are reviewed every year, so your number moves with the market.
Assessment notices go out in late January. For 2026, they were mailed on January 30. The notice lists your assessed value and your tax roll number, which you’ll need for payments and any questions.
Payment Deadline and Penalties
Tax notices are mailed in June, with the deadline to pay in late July. For 2025, the cutoff was July 25. Miss it and a five per cent penalty applies to the outstanding balance. Once the amount rolls into arrears, another five per cent is added, so a long-overdue account can carry a ten per cent penalty.
If you’ve misplaced your notice, the Finance Department can issue a replacement, or you can check your balance online using your tax roll number or property address.
How to Pay
- Online banking: add the City of Lloydminster as a payee and use your tax roll number as the account.
- In person at City Hall, 4420-50 Avenue, by cash, cheque, or debit during business hours.
- Drop box: after-hours cheque payments through the City Hall mail slot, with your tax roll number written on the cheque.
- At your bank or credit union branch.
- Credit card through PaySimply.ca, a third-party service that charges a 2.5 per cent convenience fee. The city does not accept credit cards directly and keeps none of the fee.
Once payment is processed, you’ll get a receipt or updated statement.
Monthly Installments (TIPP)
The Tax Installment Payment Plan splits your annual bill into twelve pre-authorized monthly withdrawals, debited on the first business day of each month. To enroll, your tax account must sit at a zero balance, with all prior-year taxes and penalties paid off. You’ll need a bank account that accepts pre-authorized debits and a completed TIPP authorization form submitted to the Finance Department.
If you sell the property or change bank accounts, give the city written notice at least two weeks before the next scheduled withdrawal.
Directing Your Education Taxes
By default, an individual property owner’s education taxes go to the Public School Division. To redirect them to the Catholic (separate) board, file an Individual School Declaration Form with the Assessment and Taxation department at City Hall. You can submit it by mail, in person, by fax, or by email to taxes@lloydminster.ca.
Corporations and cooperatives have their education taxes split automatically between the two divisions based on the proportion of individuals who have declared support on residential properties. A separate Corporation School Declaration Form is available for businesses that want to change that split.
Appealing Your Assessment
If your assessed value looks too high, start by calling the Assessment Department. Assessors can walk through how they arrived at the value and correct plain errors without any formal process, and most concerns end there.
If that doesn’t resolve it, you can file a formal complaint with the Assessment Review Board. For 2026, the filing deadline is April 10, sixty days after notices were mailed. Get the Assessment Review Board Complaint Form from the Board Clerk at City Hall or the city’s website.
Bring evidence. Recent comparable sales in your neighbourhood, an independent appraisal, and documentation of any condition issues the assessor may have missed will all strengthen the case.
New Builds and Additions
If you complete a new building or an addition partway through the year, expect a supplementary tax bill. The Assessment Department values the new improvements and places the property on a supplementary assessment roll. The bill is prorated to the number of months the building was completed or occupied, so a house finished in September isn’t taxed as if it stood all year. Supplementary assessments use the same mill rates as the annual bill, including both municipal and education components.
Deferral Options for Seniors
The city does not run its own seniors tax relief program. Eligible seniors apply to the deferral program of the province their property sits in.
Alberta’s Seniors Property Tax Deferral Program lets qualifying homeowners defer all or part of their property taxes through a low-interest home equity loan. At least one owner must be 65 or older, be a Canadian citizen or permanent resident living in Alberta, and hold at least 25 per cent equity in the home. Only your principal residence qualifies, and it must be insured.
Saskatchewan’s Seniors Education Property Tax Deferral has similar bones. You need to be 65 or older in the current calendar year, own and occupy the home as your principal residence, have total household income below $70,000, hold at least 25 per cent equity, carry all-risk property insurance, and have no writs or liens on title.
Which program applies depends on which side of the provincial border your property sits. If you’re unsure, the Finance Department at City Hall can point you to the right one.