Housing & Federal Loans

Covenant Homeownership Program Lawsuit and HUD Investigation

Rent-to-Income Ratio: The 30% Rule and 40x Rent Explained

What Is a Loan Discount Fee and How Does It Work?

HOA Rental Restrictions: Caps, Approvals, and Enforcement

What Are Points in Closing Costs and How Do They Work?

Good Funds Law: What Qualifies, Timing, and Penalties

Notice of Right to Rescind: Three-Day Clock, Extensions, and Waivers

Is a Conventional Loan Assumable? ARM and Family Exceptions

Section 8 Freeze: Waitlists, Current Vouchers, and Portability

What Is Cash to New Loan and How Does It Work?