A BHP BARR charge on your credit card or bank statement is a purchase from W.M. Barr & Company, Inc., a Memphis-based maker of household chemical products. The charge usually appears with the phone number 800-238-2672 and the state code “TN.” If you recognize a recent purchase of a cleaner, paint stripper, or similar product from the company, the line item is legitimate. If nothing rings a bell, treat it as potentially unauthorized and start with a phone call before opening a formal dispute.
What the Descriptor Points To
“BHP BARR” corresponds to W.M. Barr & Company, Inc., also known as Barr Brands, headquartered in Memphis, Tennessee.1Memphis Chamber. Meet the Chairman’s Circle: Joe Lyons of Barr Brands The 800-238-2672 number shown next to the charge is listed as a contact number for the company on its Better Business Bureau profile.2BBB. WM Barr Company Inc The “BHP” portion likely reflects an internal business or payment-processing name rather than a consumer-facing brand, which is why the descriptor may look nothing like the product you bought.
Some cardholders see the charge with a “PAYPAL *” prefix, such as “PAYPAL *BHP BARR.” That means the transaction ran through PayPal, which formats merchant names on card statements by placing “PayPal *” before the name the merchant chose in its account settings.3PayPal. How Do I Update My Business Name on Customers’ Credit Card Statements4PayPal. How to Update Merchant Name for Customers’ Credit Card Statements The underlying merchant is the same.
Check the Charge Before Disputing
Call 800-238-2672 first. A quick conversation can confirm whether the amount matches a purchase you or someone in your household made and forgot about, or a subscription tied to one of the company’s products. Resolving it at the merchant level is faster than a chargeback, and refunds requested directly often post sooner than disputed amounts.
How to Dispute an Unauthorized BHP BARR Charge
If the charge is not yours, federal law caps your liability for unauthorized credit card charges at $50 under the Fair Credit Billing Act, and most card issuers apply zero-liability policies on top of that.5FDIC. Consumer News – October 2018
Send a written dispute to the billing-inquiry address on your statement within 60 days of the statement date on which the charge first appeared.6FTC. Using Credit Cards and Disputing Charges Include your name, account number, the date and amount of the charge, and why you believe it is an error. Certified mail with a return receipt gives you proof of delivery.
Once your issuer receives the dispute, it has 30 days to acknowledge it and up to 90 days to resolve it.7CFPB. How Do I Dispute a Charge on My Credit Card Bill While the investigation is open, you do not have to pay the disputed portion, and the issuer cannot report it delinquent or send it to collections.6FTC. Using Credit Cards and Disputing Charges If the issuer finds the charge valid, it must explain the decision in writing, and you have 10 days to respond with more evidence. If you are still not satisfied, you can file a complaint with the Consumer Financial Protection Bureau.