The ATM class action claim form was the online and paper submission consumers used to request a share of the $197.5 million Mackmin v. Visa Inc. settlement over out-of-network ATM surcharges. Filing closed on January 22, 2025, and the court has approved distribution. Payments to approved claimants began going out in April 2026, starting with those who chose digital options.1ATM Surcharge Class Action Lawsuit. ATM Surcharge Class Action Lawsuit New claims are no longer being accepted.
If You Already Filed, Check Your Status Here
Go to the official settlement website at atmclassaction.com for the latest distribution updates.1ATM Surcharge Class Action Lawsuit. ATM Surcharge Class Action Lawsuit Have your Claim ID ready. It was generated when you submitted the online form and sent to you in a confirmation email.
Two things are worth verifying now. First, if you selected a digital payment like PayPal or a virtual debit card, make sure the account or handle you provided is still active. A closed PayPal account will hold up your funds. Second, if you chose a paper check and your mailing address has changed, contact the claims administrator through the website as soon as possible. Undelivered checks from stale addresses are the most common reason class action payments never reach the claimant.
What the Claim Form Asked For
If you are reviewing a submission or trying to make sense of correspondence from the administrator, the online form at atmclassaction.com collected:
- Full legal name, current mailing address, email, and phone number.
- The names of banks where you held accounts during the class period and a general estimate of how often you used out-of-network ATMs.
- A payment preference: PayPal, a virtual debit card, or a paper check by mail.
- A certification under penalty of perjury that you paid surcharges during the eligible period. Receipts were not required; the sworn statement stood in for them.
Social Security numbers were never requested. Paper submissions followed the same rules and had to be postmarked by January 22, 2025.2ATM Marketplace. Visa, Mastercard ATM Lawsuit Settlement Deadline Set at Jan. 22
How Much You Will Receive and When
Digital payments are being issued first. Paper checks take longer to reach claimants through the mail.
The per-person payment depends on the number of valid claims filed and how the administrator weighted surcharges across those claims. Attorney fees and administrative costs come out of the fund before distribution, so the net pool is smaller than the $197.5 million headline figure. Visa contributed roughly $104.7 million and Mastercard about $92.8 million.2ATM Marketplace. Visa, Mastercard ATM Lawsuit Settlement Deadline Set at Jan. 22
Who the Class Covered
Your claim had to involve a withdrawal that met all of these conditions: made with a debit or ATM card carrying a Visa or Mastercard logo, at an ATM located in the United States, between October 1, 2007, and July 26, 2024, with a surcharge paid to the ATM operator or bank that your own bank did not reimburse. Credit cards and cards on networks like American Express or Discover were not covered. Convenience store, gas station, airport, and other-bank ATMs all counted.
Watch for Scam Messages Referencing the Settlement
Class action distributions draw fraudulent emails and texts. A few rules keep you safe:
- The only official site is atmclassaction.com. Any message pointing you elsewhere to “verify” or “update” your claim is fake.1ATM Surcharge Class Action Lawsuit. ATM Surcharge Class Action Lawsuit
- No one from the administrator will ask for your Social Security number. It was not on the claim form and is not needed to send payment.
- You never have to pay a fee to receive settlement money. Any request for an upfront payment to “release” your check is a scam.
- Claims are closed. Unsolicited messages saying you can still file are fraudulent; the deadline was January 22, 2025.
When in doubt, type atmclassaction.com into your browser directly instead of following a link.